How an annuity can be right for you.

Secure Your Retirement With Confidence – Expert Annuity Guidance You Can Trust

Looking for a safe, reliable way to protect your retirement savings and create guaranteed lifetime income? At Safe Harbor Life & Retirement, we specialize in helping individuals and families make smart, informed decisions about annuities—without sales pressure, confusing jargon, or hidden agendas.

With years of experience and a commitment to full transparency, Michael Faugno is the advisor you can count on to help you build a secure, stress-free retirement. Unlike many agents who push only high-commission products, we show you every available annuity, so you can choose what’s truly best for you.

Whether you’re nearing retirement or already retired, we’ll help you:

✅ Protect your principal from market downturns

✅ Generate guaranteed income you can’t outlive

✅ Compare top-rated insurance carriers side-by-side

✅ Avoid costly mistakes and misleading “guarantees”

✅ Customize a retirement plan that gives you peace of mind

Why Choose Safe Harbor Life & Retirement?

• Independent access to every major annuity carrier

• Clear, honest advice tailored to your retirement goals

• Fully licensed and trusted by clients across multiple states

• Decades of experience with income planning, annuities, and retirement protection

• No pressure. Just real, personalized solutions.

Your future deserves more than guesswork.

Let’s build your Safe Harbor—with the right annuity, the right strategy, and a trusted advisor by your side.

Schedule your no-obligation retirement review today.